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What You Need To Know About Real Estate

 Cebu Real Estate News, Real Estate FAQ, Real Estate Guide & Tips  Comments Off on What You Need To Know About Real Estate
Sep 202014
 

Tips On Successful Real Estate Investing

Tips On Real Estate Investing

Tips On Real Estate Investing

Whether you are a first-time home buyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing time frame?

Here are some real estate tips from Warren Buffett, the third richest human being on the planet, who spun quite a bit of wisdom on real estate.

1. Homes Increase In Value Over Time

“It’s a totally sound premise that houses will become worth more over time because the dollar becomes worth less,” Buffett declared.

Home ownership is asking the following questions :

Are you ready? Do you know what you want? Do You Have The Money? Less money down means higher monthly mortgage payments, so most home buyers choose to buy with some cash up front.

2. Buy Low (And Now Would Be a Good Time for That)

For many investors while buying low and selling high sounds great in theory, in practice it’s hard to implement. How does one know when an asset is priced cheaply? It’s not easy to know when assets are trading at bargain basement levels. But sometimes, knowing that something has dropped a lot is enough to make it a good investment.

3. Don’t Wait Too Long To Take Advantage of Low Prices

Pre selling stage, Is this a good time to buy your first home? It depends on whom you ask.

Do you have a stable job you expect to keep? Do you have money saved for a down payment and repairs? Are you likely to stay in the house at least five years? If you’re living in a one-bedroom apartment and expecting your second child, this may be an excellent time to buy a house, before you lose your mind unless the circumstances of your life and of your community make renting a better bet.

4. Important elements to look for in real estate investing

Searching for a new home to buy including all factors in buying a home in a different place is sometimes tiring. You are not only to focus on the home structure itself but as well to the location and the establishments nearby.

Time and time once again, the leading 3 requirements with the household purchasing procedure arrives again to area, place, and location. You must consider the following factors :

  • Net to Seller. Forget price. Don’t get hung up on price. What really matters is, according to the terms of the offer how much are you going to net. Many offers include the sellers paying all or part of the buyers closing cost. Every offer should be evaluated in terms of the net amount the seller is going to receive against the current market conditions and comprehensive analysis of the house against comparable properties.
  • Timing. Does the buyers offer fit well with the sellers parameters for timing. Timing is part of evaluating offers that many buyers and sellers don’t consider strongly enough, or in some cases may let a good offer fly bye because they will not consider.
  • Risk. Is the offer loaded with contingencies for every aspect of the prospective buyers purchase or has the buyer done their homework and answered many of their questions in advance of making the offer? Many factors enter into the risk assessment, including how hot is the property in the market place? In a buyers market, an offer in hand, maybe worth a little more risk than not having any offer at all.

HERE ARE A LIST OF ARTICLES YOU MAY KNOW ABOUT CEBUREALESTATEAGENT.COM

  • Can a real estate agent help me find a rental?
  • Advantages of condominium ownership
  • Investing in real estate rentals, most attractive ways of making good money

Basic Housing Loan Requirements

 Real Estate FAQ, Real Estate Guide & Tips  Comments Off on Basic Housing Loan Requirements
Sep 202014
 
Basic Housing Loan Requirements

Basic Housing Loan Requirements

Bank Housing Loan Requirements

Bank housing loan requirements and Pag ibig Housing Loan Requirements Philippines are important documents that a new housing loan applicants must know before engaging into investing in real estate rentals.

There are standard requirements asked from the applicant upon Loan Application and prior to Loan Approval.

Here are some basic documents required upon Loan Application:

  • Housing Loan Application (HLA) notarized with ID photo original copy
  • Approved Membership Status Verification Slip (MSVS) original copy
  • Certified true copy of Transfer Certificate Title (TCT) of the property by the Registry of Deeds (latest title)
  • Photocopy of updated Tax Declaration
  • Location plan and Vicinity map

PAG IBIG HOUSING LOAN REQUIREMENTS PHILIPPINES

If Employed or Self-employed:

  • Community Tax Certificate
  • Proof of Billing (original)
  • T.I.N. (Tax ID Number)
  • Latest pay slip of borrower and spouse (original)
  • 2 pcs HDMF Premium Contribution Certificate (original)
  • Marriage Contract or Birth Certificate (Photocopy)
  • W2 BIR form (photocopy)
  • 2 pcs Notarized Certificate of Employment with Compensation (original)
  • Post dated checks for down payment
  • 24 month Pag-ibig contribution for members. For non-members, pay 24 months contribution upon reservation

If OCW:

All of the above plus the following:

  • 3 pcs Notarized Special Power of Attorney (SPA)
  • Income Tax Return and W2 confirmation receipt for the last 2 years immediately preceeding date of loan application
  • Notarized Employment Contract and Employer’s Certificate of Income duly certified by employer.
    Note: All original

BANK HOUSING LOAN REQUIREMENTS

If in the Philippines:

  • Income Tax Return (latest)
  • Certificate of employment with compensation
  • Business Permit (if self-employed)
  • Community Tax Certificate
  • T.I.N. (Tax identification Number)
  • Bank Statement (for the last 6 months)
  • Marriage Certificate (if married) (Photocopoy)
  • Proof of Billing
  • Post Dated Checks

If Borrower is permanently abroad:

  • Federal Income Tax Return (latest)
  • Bank Statement (for the last 6 months)
  • Special Power of Atty. (SPA) (consul authenticated)
  • Certificate of Employment with compensation (consul authenticated)
  • Proof of remittance
  • Business Permit (if self employed)
  • Marriage Certificate (if married)
  • Post Dated Checks
    Note: All original except marriage certificate

IN-HOUSE FINANCING REQUIREMENTS

Different Developers have different set of requirements so it is advisable to check with your Developer their own list of requirements.

In-house financing requirements is said to be of less hassle than Pag-ibig and Bank Financing. Usually the equity is lesser and moving in your acquired property is faster. Below are common requirements for in-house financing :

  • Credit Investigation Fee and Mortgage Redemption Insurance
  • Complete Post Dated Checks and other documents
  • Fire Insurance

FOLLOW THIS LINK FOR MORE REAL ESTATE TIPS 2012

 

Bank Housing Loan Requirements

Avida Towers Cebu

 Cebu City, Condominiums  Comments Off on Avida Towers Cebu
Sep 152014
 

Avida Towers Cebu Philippines

Avida Towers Cebu Philippines

Avida Towers Cebu is located in Asiatown IT Park, Cebu City Philippines, an integrated, master-planned, mixed-use community developed by Ayala Land-affiliate, Cebu Property Ventures and Development Corp. It is part of the larger Cebu Park District, which plays host to many of the region’s corporate headquarters, business and IT/BPO offices, and commercial and retail centers. Experience the convenience of integrated living. Avida Towers Riala is redefining condo living in Cebu by putting you right in the city’s most dynamic lifestyle district.

Avida Towers Cebu is a place where everything feels secure, including your future. Live without compromise, The LONG wait is finally ALMOST over…

Avida-Towers-Cebu-Location

Avida Towers Cebu Location : The Cebu I,T, Park, Lahug, Cebu City Philippines

Building Amenities

  • Adult & Kiddie Swimming Pool
  • Clubhouse with Function Hall
  • Children’s Play Area
  • Outdoor Gym
  • Garden Area (maximized green area and open spaces)

Building Features

  • Main lobby for each building
  • Three (3) elevator units
  • Admin room
  • Utility room
  • Emergency power
  • Garbage chute/room per level
  • Fire protection/fire alarm system
  • Mailbox per unit located at the lobby
  • Units are electricity, telephone, cable television & internet ready
  • Transformer Vault & Genset Room to be located at the ground floor level

UNITS AVAILABLE

Avida-Towers-studioStudio Unit Floor Layout – Area: approximately 22 sqm
Price Range – 1 Million +

Picture of Avida Tower1-Bedroom Unit Floor Layout – Area: approximately 36 sqm
Price Range is 2+ Million

avida tower images2-Bedroom Unit Floor Layout – Area: approximately 52 sqm
Price Range is 4+ Million

DOWNLOADABLES:

Studio Unit Sample Computation
1 Bedroom Unit Sample Computation
2 Bedroom Unit Sample Computation

FOR MORE INFORMATION
(Payment Terms, Promos, Discounts, Updates, Site Viewing Schedules)
Please feel free to CONTACT US or
TEXT/CALL : 09228852455
EMAIL : realpropertiesguide@gmail.com

 

Updates of Avida Towers Cebu Philippines. Know their locations, price list, floor plans, pictures, contact numbers, promos, discounts, amenities, model units, viewing schedules

Avida Towers Cebu Philippines

Apple One Banawa Heights

 Cebu City, Cebu City, Condominiums, House & Lot  Comments Off on Apple One Banawa Heights
Sep 142014
 

Apple One Banawa Heights Cebu Philippines

Apple One Banawa Heights Cebu Philippines

Apple One Banawa Heights is located along Good Shepherd St., R. Duterte St., Banawa-Guadalupe, Cebu City, Philippines. Accessible thru Good Shepherd Road and Forest Hills. 200 meters away from Duterte Street Highway thru Good Shepherd Road. 500 meters away from Duterte Street Highway thru Forest Hills.

Apple One Banawa Heights is a three-storey Mansionettes, four-storey walk-up Villas, and twelve-storey Towers divided into private clusters such that on each floor, you will only have two to five neighbors. With dedicated amenities for each type of home offering, generous and expansive landscapes, AppleOne Banawa Heights is a distinctly themed gated subdivision that truly changes the face of metropolitan living in Cebu.

Apple One Banawa Heights

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UNIT FEATURES PER UNIT TYPES

VILLAS | UNIT FEATURES

  • Living, Dining and Kitchen Areas (Smooth-painted finish ceiling and walls)
  • Ceramic tiles(Floors)
  • Kitchen Counter and Cabinets (Granite counter top and splash boards, range hood ready with vent cap outlet and tiled floor inside lower cabinets)
  • Toilet and Bath (Half-tiled, with exhaust fan, with vent cap on its outlet)
  • Bedroom Closets (modular cabinets using melamine boards with modern accessories)
  • Balcony / Terrace (for selected units)(steel tubular handrail with wrought iron balusters)
  • Bathroom Fixtures (Telephone type shower set, pedestal-type lavatory w/faucet or approved equal; water closet and hygienic spray or approved equal; mirror, door hook, soap holder and tissue holder)
  • Water heater (outlet provision, shower only)
  • Kitchen faucet (Single hole faucet or approved equal)
  • Kitchen sink (Single bowl, stainless steel)
  • Shower enclosure (sliding glass)
  • Aircon accessories (sleeve with cage (painted steel) and ACU outlet)

MANSIONETTE | UNIT FEATURES

  • Living, Dining and Kitchen Areas (Drop ceiling, cove lighting Ceiling, and smooth-painted walls)
  • Ceramic tiles (Floors)
  • Kitchen Counter and Cabinets (Granite counter top and splash boards, range hood ready with vent cap outlet and tiled floor inside the lower cabinets)
  • Toilet and Bath (Full-tiled, with exhaust fan, with stainless vent cap outlet or approved equal)
  • Bedroom (Laminated floor) (Bedroom closet: modular cabinets using laminated boards w/ modern accessories)
  • Balcony / Terrace (for selected units) (steel tubular handrail with wrought iron balusters)
  • Bathroom Fixtures with a back lighted vanity mirror over counter ( Stainless rain shower set with mixer and faucet, granite counter top lavatory; one-piece water closet w/hand-held bidet, and hygienic spray; soap and shampoo holder, tissue holder and towel hanger)
  • Water heater (outlet provision, shower only)
  • Kitchen faucet (Single hole faucet or approved equal)
  • Kitchen sink (Single bowl, stainless steel)
  • Shower enclosure (Sliding frosted glass)
  • Aircon accessories (sleeve with cage (concrete slab, with drain and louvers) and ACU outlet)

TOWERS | UNIT FEATURES

  • Living, Dining and Kitchen Areas (Smooth-painted finish ceiling and walls)
  • Kitchen Counter and Cabinets (Granite counter top and splash boards, range hood ready with vent cap outletand tiled floor inside lower cabinets)
  • Toilet and Bath (Half-tiled, with exhaust fan, with vent cap on its outlet)
  • Bedroom Closets (modular cabinets using melamine boards with modern accessories)
  • Balcony / Terrace (for selected units)(steel tubular handrail with wrought iron balusters)
  • Bathroom Fixtures (Telephone type shower set, pedestal-type lavatory w/faucet or approved equal; water closet and hygienic spray or approved equal; mirror, door hook, soap holder and tissue holder)
  • Water heater (outlet provision, shower only)
  • Kitchen faucet (Single hole faucet or approved equal)
  • Kitchen sink (Single bowl, stainless steel)
  • Shower enclosure (sliding glass)
  • Aircon accessories (sleeve with cage (painted steel) and ACU outlet)

Apple One Banawa 2nd Slides

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Apple-One-Banawa-Heights-Location

Apple One Banawa Heights Cebu Location : Good Shepherd St., R. Duterte St., Banawa-Guadalupe, Cebu City

 

DOWNLOADS

 

FOR MORE INFORMATION
(Payment Terms, Promos, Discounts, Updates, Site Viewing Schedules)
Please feel free to CONTACT US or
TEXT/CALL : 09228852455
EMAIL : admin@ceburealestateagent.com

 

Updates of Apple One Banawa Heights Cebu Philippines. Know their locations, price list, floor plans, pictures, contact numbers, promos, discounts, model units

Apple One Banawa Heights Cebu Philippines

Spianada Condo

 Cebu City, Condominiums  Comments Off on Spianada Condo
Sep 132014
 

Spianada Condominium Cebu Philippines

Spianada Condominium Cebu Philippines

Spianada Condo Cebu is another project, which will be launched this year, located in mid-town Cebu City. Spianada Condo captures the nostalgia of Spanish-inspired architecture combined with the comforts of modern living right in the heart of the city.

spianada condominium cebu

Spianada Condo Cebu captures the nostalgia of Spanish-inspired architecture combined with the comforts of modern living right in the heart of the city. Spianada Cebu Condo a Spanish- inspired architecture combined with the comforts of modern living located near Ayala Center and schools like St.Theresa College, Collegio de Immaculada Concepcion.

AVAILABLE UNITS

STUDIO TYPE

  • Standard Floor Area: 22 sqm.
  • Price Range : P1.5M to P1.7M
  • Laundry Area, Living, 1 bedroom, Dining, T&B, kitchen, balcony

ONE BEDROOM UNIT

  • Standard Floor Area : 35 sqm
  • Price Range : P2.4M to P3.2M
  • with living, 1 bedroom, dining, T&B, kitchen, balcony, wash & dry areas

TWO BEDROOM UNIT

  • Standard Floor Area : 55 sqm
  • Price Range : P3.7M to P4.8M
  • Living room, 2 bedrooms, Dining, 2 T&B, kitchen, Balcony, Wash & dry areas

Payment Terms

  • Spot Downpayment: 30% with 5% discount
  • 30% downpayment payable in 24 months to pay, no interest. 70% balance payable through Bank Loan or Pag-Ipig Financing

Reservation Fee: P25,000

 

FOR MORE INFORMATION
(Payment Terms, Promos, Discounts, Updates, Site Viewing Schedules)
Please feel free to CONTACT US or
TEXT/CALL : 09228852455
EMAIL : admin@ceburealestateagent.com

Update of Spianada Condo Cebu Philippine, locations, pricelist, floor plans, pictures, images, contact no and updates

Spianada Condominium Cebu Philippines

Solinea Ayala

 Cebu City, Condominiums  Comments Off on Solinea Ayala
Sep 132014
 

Solinea Ayala Cebu City Philippines

Solinea Ayala Cebu City Philippines

Solinea Ayala Cebu Philippines is a A resort condominium development to consist of five towers on a 2.6-hectare site, to include:

  • residential units
  • 1,000-square-metre extensive pool
  • commercial spaces
  • Gym and fitness center
  • Landscaped deck/roof deck
  • sanitary facilities
  • power and water supply systems
  • Retail strip along Cardinal Rosales Ave.
  • Ground floor along the road commercial and retail area
  • parking facility

Pictures of Solinea Ayala Cebu images photos pics

Solinea Cebu is located at Cebu Business Park, Cebu City, Cebu, Philippines

Solinea Ayala Cebu is Alveo’s first master planned, multi-tower residential development in Cebu City presents you with a brilliant living experience: the mellow glow of a home that is exactly the size you need, balanced with the invigorating vibrancy of everything under the sun.

Solinea Gallery 1

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Solinea Ayala Cebu’s Phase 1 will rise at an ultra-prime location right across Ayala Center Cebu, a privileged starting point for navigating the city in style via Cardinal Rosales and Luzon Avenue, joyride through 50 hectares of the best places to work, live, and chill, cityscapes unbound and energized by green urban spaces.

Project Summary

  • 35 floors (5 podium parking, 30 residential)
  • 591 units (24 units per floor, 12S,7 1BR,5 2BR)
  • Studio (24-25sqm) 2.3M-2.5M Non-VAT
  • 1BR (33-39 sqm) 3.7M-4.2M
  • 2BR (50-62sqm) 5.3M
  • Podium units (50-72sqm) 5.5M-7.5M

 

FOR MORE INFORMATION
(Payment Terms, Promos, Discounts, Updates, Site Viewing Schedules)
Please feel free to CONTACT US or
TEXT/CALL : 09228852455
EMAIL : realpropertiesguide@gmail.com

Update of Solinea Ayala Cebu Philippine, locations, pricelist, floor plans, pictures, images, contact no and updates

Solinea Ayala Cebu City Philippines