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Bamboo Bay Condo Cebu

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Boarding House For Sale Lapu lapu

Boarding House for Sale in Lapulapu City, Mactan Cebu
( Income Generating – Fully Occupied)
Lot Area : 250 Sqm

What You Need To Know About Real Estate

 Cebu Real Estate News, Real Estate FAQ, Real Estate Guide & Tips  Comments Off on What You Need To Know About Real Estate
Sep 202014

Tips On Successful Real Estate Investing

Tips On Real Estate Investing

Tips On Real Estate Investing

Whether you are a first-time home buyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing time frame?

Here are some real estate tips from Warren Buffett, the third richest human being on the planet, who spun quite a bit of wisdom on real estate.

1. Homes Increase In Value Over Time

“It’s a totally sound premise that houses will become worth more over time because the dollar becomes worth less,” Buffett declared.

Home ownership is asking the following questions :

Are you ready? Do you know what you want? Do You Have The Money? Less money down means higher monthly mortgage payments, so most home buyers choose to buy with some cash up front.

2. Buy Low (And Now Would Be a Good Time for That)

For many investors while buying low and selling high sounds great in theory, in practice it’s hard to implement. How does one know when an asset is priced cheaply? It’s not easy to know when assets are trading at bargain basement levels. But sometimes, knowing that something has dropped a lot is enough to make it a good investment.

3. Don’t Wait Too Long To Take Advantage of Low Prices

Pre selling stage, Is this a good time to buy your first home? It depends on whom you ask.

Do you have a stable job you expect to keep? Do you have money saved for a down payment and repairs? Are you likely to stay in the house at least five years? If you’re living in a one-bedroom apartment and expecting your second child, this may be an excellent time to buy a house, before you lose your mind unless the circumstances of your life and of your community make renting a better bet.

4. Important elements to look for in real estate investing

Searching for a new home to buy including all factors in buying a home in a different place is sometimes tiring. You are not only to focus on the home structure itself but as well to the location and the establishments nearby.

Time and time once again, the leading 3 requirements with the household purchasing procedure arrives again to area, place, and location. You must consider the following factors :

  • Net to Seller. Forget price. Don’t get hung up on price. What really matters is, according to the terms of the offer how much are you going to net. Many offers include the sellers paying all or part of the buyers closing cost. Every offer should be evaluated in terms of the net amount the seller is going to receive against the current market conditions and comprehensive analysis of the house against comparable properties.
  • Timing. Does the buyers offer fit well with the sellers parameters for timing. Timing is part of evaluating offers that many buyers and sellers don’t consider strongly enough, or in some cases may let a good offer fly bye because they will not consider.
  • Risk. Is the offer loaded with contingencies for every aspect of the prospective buyers purchase or has the buyer done their homework and answered many of their questions in advance of making the offer? Many factors enter into the risk assessment, including how hot is the property in the market place? In a buyers market, an offer in hand, maybe worth a little more risk than not having any offer at all.


  • Can a real estate agent help me find a rental?
  • Advantages of condominium ownership
  • Investing in real estate rentals, most attractive ways of making good money

Basic Housing Loan Requirements

 Real Estate FAQ, Real Estate Guide & Tips  Comments Off on Basic Housing Loan Requirements
Sep 202014
Basic Housing Loan Requirements

Basic Housing Loan Requirements

Bank Housing Loan Requirements

Bank housing loan requirements and Pag ibig Housing Loan Requirements Philippines are important documents that a new housing loan applicants must know before engaging into investing in real estate rentals.

There are standard requirements asked from the applicant upon Loan Application and prior to Loan Approval.

Here are some basic documents required upon Loan Application:

  • Housing Loan Application (HLA) notarized with ID photo original copy
  • Approved Membership Status Verification Slip (MSVS) original copy
  • Certified true copy of Transfer Certificate Title (TCT) of the property by the Registry of Deeds (latest title)
  • Photocopy of updated Tax Declaration
  • Location plan and Vicinity map


If Employed or Self-employed:

  • Community Tax Certificate
  • Proof of Billing (original)
  • T.I.N. (Tax ID Number)
  • Latest pay slip of borrower and spouse (original)
  • 2 pcs HDMF Premium Contribution Certificate (original)
  • Marriage Contract or Birth Certificate (Photocopy)
  • W2 BIR form (photocopy)
  • 2 pcs Notarized Certificate of Employment with Compensation (original)
  • Post dated checks for down payment
  • 24 month Pag-ibig contribution for members. For non-members, pay 24 months contribution upon reservation


All of the above plus the following:

  • 3 pcs Notarized Special Power of Attorney (SPA)
  • Income Tax Return and W2 confirmation receipt for the last 2 years immediately preceeding date of loan application
  • Notarized Employment Contract and Employer’s Certificate of Income duly certified by employer.
    Note: All original


If in the Philippines:

  • Income Tax Return (latest)
  • Certificate of employment with compensation
  • Business Permit (if self-employed)
  • Community Tax Certificate
  • T.I.N. (Tax identification Number)
  • Bank Statement (for the last 6 months)
  • Marriage Certificate (if married) (Photocopoy)
  • Proof of Billing
  • Post Dated Checks

If Borrower is permanently abroad:

  • Federal Income Tax Return (latest)
  • Bank Statement (for the last 6 months)
  • Special Power of Atty. (SPA) (consul authenticated)
  • Certificate of Employment with compensation (consul authenticated)
  • Proof of remittance
  • Business Permit (if self employed)
  • Marriage Certificate (if married)
  • Post Dated Checks
    Note: All original except marriage certificate


Different Developers have different set of requirements so it is advisable to check with your Developer their own list of requirements.

In-house financing requirements is said to be of less hassle than Pag-ibig and Bank Financing. Usually the equity is lesser and moving in your acquired property is faster. Below are common requirements for in-house financing :

  • Credit Investigation Fee and Mortgage Redemption Insurance
  • Complete Post Dated Checks and other documents
  • Fire Insurance



Bank Housing Loan Requirements

Avida Towers Cebu

 Cebu City, Condominiums  Comments Off on Avida Towers Cebu
Sep 152014

Avida Towers Cebu Philippines

Avida Towers Cebu Philippines

Avida Towers Cebu is located in Asiatown IT Park, Cebu City Philippines, an integrated, master-planned, mixed-use community developed by Ayala Land-affiliate, Cebu Property Ventures and Development Corp. It is part of the larger Cebu Park District, which plays host to many of the region’s corporate headquarters, business and IT/BPO offices, and commercial and retail centers. Experience the convenience of integrated living. Avida Towers Riala is redefining condo living in Cebu by putting you right in the city’s most dynamic lifestyle district.

Avida Towers Cebu is a place where everything feels secure, including your future. Live without compromise, The LONG wait is finally ALMOST over…


Avida Towers Cebu Location : The Cebu I,T, Park, Lahug, Cebu City Philippines

Building Amenities

  • Adult & Kiddie Swimming Pool
  • Clubhouse with Function Hall
  • Children’s Play Area
  • Outdoor Gym
  • Garden Area (maximized green area and open spaces)

Building Features

  • Main lobby for each building
  • Three (3) elevator units
  • Admin room
  • Utility room
  • Emergency power
  • Garbage chute/room per level
  • Fire protection/fire alarm system
  • Mailbox per unit located at the lobby
  • Units are electricity, telephone, cable television & internet ready
  • Transformer Vault & Genset Room to be located at the ground floor level


Avida-Towers-studioStudio Unit Floor Layout – Area: approximately 22 sqm
Price Range – 1 Million +

Picture of Avida Tower1-Bedroom Unit Floor Layout – Area: approximately 36 sqm
Price Range is 2+ Million

avida tower images2-Bedroom Unit Floor Layout – Area: approximately 52 sqm
Price Range is 4+ Million


Studio Unit Sample Computation
1 Bedroom Unit Sample Computation
2 Bedroom Unit Sample Computation

(Payment Terms, Promos, Discounts, Updates, Site Viewing Schedules)
Please feel free to CONTACT US or
TEXT/CALL : 09228852455


Updates of Avida Towers Cebu Philippines. Know their locations, price list, floor plans, pictures, contact numbers, promos, discounts, amenities, model units, viewing schedules

Avida Towers Cebu Philippines